MECON’s Contractors Plant policy combines Material Damage, Road Risk and Public Liability and Business Interruption. We can insure single items of owner-operated plant or large plant fleets.


The policy contains an automatic limit for:

  • Accessories and tools
  • Dangerous Goods carriage
  • Expediting expenses
  • Removal and recovery of plan (whether or not damaged)
  • Removal of Debris
  • Excess free windscreen replacement

The policy automatically includes:

  • Broad CTP Gap cover
  • Care, custody or control (including Vehicles and mobile plant up to $100,000)
  • Contractors and subcontractors
  • Contractual liability
  • Damage to goods lifted
  • Dry hire
  • Financiers Interests
  • Hire cost or finance payment
  • Incidental cover
  • Multiple crane lifts
  • New replacement value for up to two years old
  • Ongoing hire costs
  • Plant acquisition
  • Plant appreciation value
  • Products Liability (including cover for previously completed contracts)
  • Tool of Trade cover (whether registered or not)
  • Unintentional overloading
  • Vibration, Weakening or removal of supports
  • Waiver of subrogation rights

The policy can also be extended to include:

  • Accidental asbestos exposure ($1 million)
  • Agreed Plant value
  • Business Interruption cover
  • Breakdown of electrical and mechanical parts
  • Claim preparation costs
  • Gap in Finance
  • Hired in Plant
  • Own goods lifted
  • Professional Indemnity
  • Trailers used but not owned
  • Underground risks
  • Worldwide travel